Vendi TodayAll articles

Connect NMI

NMI is a card-processing gateway you can connect for order forms, invoices, and Text2Pay links, with support for tokenized cards, fraud checks, and recurring billing.

Connect your account

  1. In your NMI merchant account, go to Settings > Account Information and retrieve your Gateway ID, Security Key, and Public Key.
  2. In Vendi Today, go to Payments > Integrations and find NMI.
  3. Enter your Gateway ID, Security Key, and Public Key, then save.

Accept bank transfers (ACH) through NMI

NMI can also process direct bank-account payments for US and Canadian customers, on one-time invoices, recurring invoices, and subscriptions.

  1. Confirm bank-account processing is enabled on your NMI account — contact NMI support if you're not sure.
  2. Complete NMI's settlement and payment-status configuration on their end.
  3. In your NMI dashboard, add the webhook URL shown on the NMI integration screen in Vendi Today, and enable the settlement and payment-status events.

At checkout, US customers provide their routing number, account number, account holder name, and account type; Canadian customers provide their transit and institution numbers instead. Bank transfers don't clear instantly like card payments — expect up to 5 business days before a transfer shows a final status, so hold off on fulfillment until it settles. For recurring charges, the customer needs to complete one bank-account payment on an invoice first before that account can be used for automatic billing.

Limitations to plan around

  • NMI accepts credit and debit cards only — no Apple Pay, Google Pay, or digital wallets.
  • You can't run NMI and another card gateway as the default for order forms at the same time.
  • Customers can only purchase one recurring product per checkout.
  • Refunds have to be issued from the NMI merchant portal — there's no in-app refund button for NMI transactions.
  • A customer's last saved card on a billing profile can't be deleted; they need at least one on file.

If you also want the extra 3D Secure fraud check on card payments, NMI supports it — enroll in Payer Authentication 2.0 in your NMI account, generate a Checkout Public Key, and add it to the NMI integration screen in Vendi Today.

Was this article helpful?